The two teams score 53 or more points between them.
Confidence74%
Model48.9%SportsbooksOdds50.0%Edge−1.1
Reading a pick: Sportsbooks is the win chance built into the odds when the pick went up, Model is our model’s own number, and Edge is the gap between them. Every pick is graded once the game is final.
Predicted score by quarterThe model’s most likely score in each quarter, away team first
TeamQ1Q2Q3Q41st halfFinal
MASSUMass0707714
TOLToledo1414772842
Most likely final scoresMASS 14–42 TOL 0.6%MASS 13–41 TOL 0.5%MASS 17–41 TOL 0.4%
Projected box scoreModel onlyBuilt from 19 full box scores per team · not a betting line
MASSUMassToledoTOL
Offense
281Total yards425
185Passing yards215
96Rushing yards210
16First downs22
Scoring
2Touchdowns5
1Passing touchdowns2
1Rushing touchdowns3
0Field goals made2
Ball security
1Turnovers1
1Interceptions thrown1
1Fumbles lost1
0Sacks allowed0
50Penalty yards67
Team stat picksThe model’s own lines on each team’s yards and first downs · no sportsbook odds
MASSTotal yardsOver 207.5Proj. 28172%
MASSPassing yardsOver 127.5Proj. 18572%
MASSRushing yardsOver 43.5Proj. 9672%
MASSFirst downsOver 11.5Proj. 1674%
TOLTotal yardsOver 351.5Proj. 42572%
TOLPassing yardsOver 158.5Proj. 21572%
TOLRushing yardsOver 157.5Proj. 20972%
TOLFirst downsOver 17.5Proj. 2274%
Key playersProjected lines for each team’s quarterback, running back and top receivers
Line move.The spread opened at TOL −16.5 and is now TOL −14.5, a 2-point move toward UMass.
Rest.Both teams come in on 7 days’ rest.
Streak.Toledo has won 3 in a row.
Tale of the tape
MASSUMassTOLToledo
MASSUMassTOLToledo
5-4Record7-2
W1StreakW3
7 daysRest7 days
27.0Points per game35.4
22.1Points allowed24.4
6th MACConference1st MAC
+44Point differentialseason to date+99
201Passing yards / game263
147Rushing yards / game192
33%3rd-down conversion43%
13Takeaways12
0Sacks0
8Turnovers11
179Passing yards / game324
164Rushing yards / game176
28%3rd-down conversion49%
9Takeaways7
0Sacks0
2Turnovers8
Season to date, per game, from the box scores; “road · home” compares UMass’ road games with Toledo’s home games. The brighter bar marks the better side.
Recent games
Most recent first · closing moneyline beside each score · form reads oldest to newestMost recent first · closing moneyline
MASSUMass5-4LLLLW
Wk 10Nov 4vs BALL
BALLBall State30MASSUMass31
Ball State moneyline +118UMass moneyline −147
WF/OT
Wk 8Oct 23@ CONN
MASSUMass16CONNUConn35
UMass moneyline +370UConn moneyline −526
LFINAL
Wk 7Oct 17@ BUFF
MASSUMass18BUFFBuffalo25
UMass moneyline +220Buffalo moneyline −278
LF/OT
Wk 6Oct 10vs M-OH
M-OHMiami OH20MASSUMass19
Miami OH moneyline −244UMass moneyline +190
LFINAL
Wk 5Oct 3vs EMU
EMUE Michigan38MASSUMass14
E Michigan moneyline +180UMass moneyline −244
LFINAL
TOLToledo7-2WLWWW
Wk 10Nov 4@ SAC
TOLToledo20SACSacramento St17
Toledo moneyline −5000Sacramento St moneyline +1400
WFINAL
Wk 8Oct 24vs WMU
WMUW Michigan38TOLToledo45
W Michigan moneyline +117Toledo moneyline −154
WFINAL
Wk 7Oct 17@ EMU
TOLToledo34EMUE Michigan14
Toledo moneyline −294E Michigan moneyline +230
WFINAL
Wk 6Oct 10vs BUFF
BUFFBuffalo23TOLToledo8
Buffalo moneyline +571Toledo moneyline −1429
LFINAL
Wk 5Oct 3@ BALL
TOLToledo39BALLBall State24
Toledo moneyline −2000Ball State moneyline +710
WFINAL
Standings
2026 season · conference standingsTeams in this game
Where each line opened and where it sits now at the sportsbooks we follow. Spreads are listed for the home team.
UMass visits Toledo in college football Week 11, on Wednesday, November 11 at 7:30 PM ET. UMass comes in at 5-4 and Toledo at 7-2. The moneyline has UMass at +460 and Toledo at −714.
Our model predicts a final score of UMass 14, Toledo 42. Its picks: Toledo to win (−714); Toledo −14.5 (−118); over 52.5 points (−109). The best pick is Toledo −14.5, at 75% confidence.