The two teams score 41 or more points between them.
Confidence74%
Model78.5%SportsbooksOdds71.0%Edge+7.5
Reading a pick: Sportsbooks is the win chance built into the odds when the pick went up, Model is our model’s own number, and Edge is the gap between them. Every pick is graded once the game is final.
Predicted score by quarterThe model’s most likely score in each quarter, away team first
TeamQ1Q2Q3Q41st halfFinal
CLTCharlotte007007
TEMTemple0140211435
Most likely final scoresCLT 7–35 TEM 1.0%CLT 14–42 TEM 0.8%CLT 7–42 TEM 0.6%
Projected box scoreModel onlyBuilt from 18 full box scores per team · not a betting line
CLTCharlotteTempleTEM
Offense
312▲ 449Total yards▲ 455448
193▲ 281Passing yards▲ 249245
119▲ 168Rushing yards▲ 206203
16▲ 26First downs▼ 2022
Scoring
1▲ 5Touchdowns= 44
0▲ 2Passing touchdowns▼ 12
1▲ 3Rushing touchdowns▲ 32
0▲ 1Field goals made▼ 12
Ball security
1= 1Turnovers▼ 01
1▼ 0Interceptions thrown▼ 01
1= 1Fumbles lost▼ 01
0Sacks allowed0
49▼ 11Penalty yards▲ 6546
Team stat picksThe model’s own lines on each team’s yards and first downs · no sportsbook odds
CLTTotal yardsOver 238.5Proj. 31272%Won · 449
CLTPassing yardsOver 135.5Proj. 19372%Won · 281
CLTRushing yardsOver 66.5Proj. 11972%Won · 168
CLTFirst downsOver 12.5Proj. 1670%Won · 26
TEMTotal yardsOver 374.5Proj. 44872%Won · 455
TEMPassing yardsOver 187.5Proj. 24572%Won · 249
TEMRushing yardsOver 150.5Proj. 20372%Won · 206
TEMFirst downsOver 18.5Proj. 2272%Won · 20
Key playersProjected lines for each team’s quarterback, running back and top receivers
Road form.Charlotte is 0-3 on the road this season, losing by 25.7 points a game.
Home form.Temple is 1-3 at home, scoring 21.0 points a game there.
Line move.The spread opened at TEM −24.5 and is now TEM −18.5, a 6-point move toward Charlotte.
Rest.Both teams come in on 7 days’ rest.
Streak.Charlotte has lost 6 in a row.
Tale of the tape
CLTCharlotteTEMTemple
CLTCharlotteTEMTemple
0-6Record2-4
0-3 roadRoad / home1-3 home
L6StreakL1
7 daysRest7 days
16.0Points per game24.8
42.2Points allowed26.3
−157Point differentialseason to date−9
186Passing yards / game173
102Rushing yards / game202
27%3rd-down conversion40%
4Takeaways5
0Sacks0
15Turnovers6
203Passing yards / game195
78Rushing yards / game192
19%3rd-down conversion33%
3Takeaways3
0Sacks0
5Turnovers4
Season to date, per game, from the box scores; “road · home” compares Charlotte’s road games with Temple’s home games. The brighter bar marks the better side.
Recent games
Most recent first · closing moneyline beside each score · form reads oldest to newestMost recent first · closing moneyline
CLTCharlotte0-6LLLLL
Wk 6Oct 10@ UNT
CLTCharlotte10UNTNorth Texas50
Charlotte moneyline +940North Texas moneyline −5000
LFINAL
Wk 5Oct 3vs MEM
MEMMemphis59CLTCharlotte8
Memphis moneyline −1667Charlotte moneyline +660
LFINAL
Wk 4Sep 26vs ULL
ULLLouisiana34CLTCharlotte7
Louisiana moneyline −417Charlotte moneyline +285
LFINAL
Wk 3Sep 19@ APP
CLTCharlotte21APPApp State26
Charlotte moneyline +580App State moneyline −1250
LFINAL
Wk 2Sep 12@ MISS
CLTCharlotte9MISSOle Miss41
Charlotte moneyline +1000–Ole Miss: no odds on record
LFINAL
TEMTemple2-4LLLWL
Wk 6Oct 10vs CONN
CONNUConn34TEMTemple20
UConn moneyline +138Temple moneyline −196
LFINAL
Wk 5Oct 3@ USF
TEMTemple17USFSouth Florida13
Temple moneyline +175South Florida moneyline −238
WFINAL
Wk 4Sep 25vs ARMY
ARMYArmy21TEMTemple17
Army moneyline −204Temple moneyline +152
LFINAL
Wk 3Sep 19@ TOL
TEMTemple48TOLToledo49
Temple moneyline +170Toledo moneyline −233
LF/OT
Wk 2Sep 12vs PSU
PSUPenn State27TEMTemple9
Penn State moneyline −3333Temple moneyline +925
LFINAL
Standings
2026 season · conference standings · todayTeams in this game
Meetings · most recent first · closing moneyline beside each scoreMost recent first · closing moneyline
2025 · Wk 8Jerry Richardson Stadium
CLTCharlotte14TEMTemple49
Charlotte moneyline −400Temple moneyline +275
Line movement
MarketOpenNow
Moneyline (CLT)+950▾down +750
Moneyline (TEM)−2500▴up −1429
Spread (TEM)−24.5▴up −18.5
Total50.5▾down 47.5
Where each line opened and where it sits now at the sportsbooks we follow. Spreads are listed for the home team.
Charlotte beat Temple 38–31 in college football Week 7, on Saturday, October 17 at 1:00 PM ET. The moneyline had Charlotte at +750 and Temple at −1429.
Our model predicted a final score of Charlotte 7, Temple 35. Its picks: Temple to win (−1250), lost; Temple −14.5 (−175), lost; over 40.5 points (−250), won. The best pick was Temple −14.5, at 76% confidence.